Please note that all calls with Upturn may be recorded or monitored for quality assurance and training purposes.
The following Terms of Service ("Terms") govern your use of this website (the "Site") and are legally binding. By accessing or using the Site, you agree to abide by these Terms. If you do not agree with any part of these Terms, please do not use the Site.
This Agreement includes a binding arbitration clause, which affects your legal rights, including your right to resolve disputes through arbitration instead of class actions or jury trials. You have the option to opt out of this arbitration agreement.
Upturn provides personal debt relief services (the "Services"), which include but are not limited to, debt negotiation, settlement, and resolution assistance. All services are offered subject to these Terms.
You agree to provide accurate, current, and complete information when registering on the Site. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You must notify Upturn immediately if you suspect any unauthorized use of your account.
You agree not to use the Site for any illegal purposes or to cause harm, disruption, or negative impact to Upturn, its Services, or other users. Prohibited activities include, but are not limited to:
All content on the Site, including text, graphics, logos, and images, is owned by Upturn or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without Upturn's written permission.
The Site and Services are provided "as is" and "as available." Upturn makes no representations or warranties of any kind, express or implied, regarding the operation of the Site or the information, content, materials, or products included on the Site. To the fullest extent permissible by applicable law, Upturn disclaims all warranties, express or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose.
To the fullest extent permitted by law, Upturn shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, data, or other intangible losses, resulting from:
Upturn reserves the right to modify these Terms at any time. You are responsible for regularly reviewing these Terms. Continued use of the Service after any changes constitutes your acceptance of the new Terms.
Upturn reserves the right to modify or discontinue the Service at any time without notice. Upturn is not liable to you or any third party for any modification or discontinuation of the Service.
You are responsible for maintaining the security of your account information. Notify Upturn immediately of any unauthorized use of your account. Upturn is not liable for any loss resulting from unauthorized use of your account.
Your registration information and other personal data are subject to our Privacy Policy. Please review the Privacy Policy for more information.
Upturn does not claim ownership of the content you provide to Upturn (including feedback and suggestions) or post, upload, privately transmit, input, or submit to any Upturn site or service for review by the general public. However, by posting, uploading, or making available content or any other material, you grant Upturn and its affiliate sites permission to use your submission in connection with the operation of their Internet businesses, including, without limitation, the rights to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat your submission, and to publish your name in connection with your submission.
By providing your contact information, you consent to receive calls, emails, and text messages from Upturn. Standard text message and data rates apply. You can opt out by replying "stop" to any message you receive.
Any disputes related to your use of the Site or Services will be resolved through confidential, binding arbitration in California, except for intellectual property disputes, which may be addressed in court. You may opt out of this Agreement to Arbitrate. If you do so, neither you nor we can require the other to participate in an arbitration proceeding. To opt out, you must notify us in writing, within 30 days of the date that you first began using this Site subject to these arbitration terms or changes to them, either by U.S. mail delivered to: Upturn, 1801 Century Park East, 24th Floor, Los Angeles, CA 90067. You must include: (1) your name and residence address; (2) the email address and/or mobile telephone number associated with your account; and (3) a clear statement that you want to opt out of this agreement to arbitrate.