Upturn can help. From start to finish, we’re here to help you take control of your finances. Let us guide you to a debt-free future.
You're in control, our debt experts do the work
We start with a free consultation to
understand your financial situation and goals.
We understand that you have questions about exactly how we can help. Accept a call from one of our experts to explore your options.
Our team remains with you every step of the way, providing continuous support and adjustments to your plan as needed.
Our mission is to turn lives around for Americans in compromised financial situations and help them thrive again. Upturn is dedicated to providing transparent, personalized financial services with integrity and excellence.
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“After serving my country, I never thought I'd need help managing my finances. Upturn helped me see a
way out of my financial struggles. With their support, I was able to pay off my debt plan my next travel
adventure“
“Debt was a constant source of stress for me. Upturn's team was incredibly supportive and understanding.
They helped me regain control of my finances, and now I can focus on my creative passions and wellbeing“
“Retirement should be peaceful, but debt was a constant burden. Upturn's help was transformative. They
gave me the peace of mind to enjoy my hobbies and write without financial
stress.“
“Exciting changes are just one conversation away. Reach out now to explore how we can help you achieve your financial goals.”
Schedule A Free ConsultationAt Upturn, trust is the foundation of everything we do. We believe that finding the right path out of debt starts with genuinely understanding your financial situation and building a connection with you. Our reputation is built on delivering real results, and we are committed to offering you the best in the industry. With years of experience in helping clients achieve financial freedom, we are dedicated to making a positive impact on your financial journey.
Our success is built on helping thousands of clients every month resolve billions in debt. We are also proud members of the American Association for Debt Resolution (AADR) and hold Platinum Accreditation with the International Association of Professional Debt Arbitrators (IAPDA).
At Upturn, we provide more than just debt relief—we offer a complete range of financial solutions to fit your needs. “360° Financial Turnaround™ approach connects you with a network of experts offering consolidation loans, credit counseling, bankruptcy referrals, and more. We’ll work with you to assess your financial situation and recommend solutions that align with your goals and circumstances, whether you need immediate relief or long-term financial planning.
Our Whole Human Finance™ approach is designed to help you achieve financial freedom in a straightforward and effective way. Here’s how our program works: Instead of paying your creditors directly, you’ll make monthly deposits into a Dedicated Savings Account that you control. As the funds grow, we negotiate with your creditors to reduce your debt. Once agreements are reached, we use your savings to settle the debts for less than you owe. As your debts are resolved, they will be marked as paid in full.
At Upturn, we go beyond just ensuring you can afford our services. We take a detailed look at your budget to make sure our debt relief plan will genuinely ease your financial stress. Plus, you have the flexibility to adjust your deposit schedule to keep you in control throughout the process.
Our fees are based on a performance model, so you only pay once we’ve successfully negotiated a settlement for you. Our fees are a percentage of the debt enrolled in the program (typically 15-25%), which is a fraction of the interest you might otherwise pay. For example, a client named “Mary” came to Upturn with $22,800 in debt. By setting up a $362 monthly deposit for approximately 48 months, she resolved her debt for about $17,300 instead of an estimated $63,434.